Tuesday, March 30, 2010
Nothing Says Home Like Your Front Door
If ever there was a place for a personal color statement, it's your front door - the threshold between the outside world and your intimate life at home. If you shy away from bold statements with your siding, don't be afraid to add some flair to your front door. Look at fresh, unexpected, personality colors like Raspberry Red, Honey Yellow and Forest Green to suit your personal style and greet your guests. If your taste is more traditional, update time-worn colors like red, black and white, opting instead for rust or copper,charcoal or navy, lemon or lime...have some fun, show your true colors!Flagstaff Top Producers Real Estate
Monday, March 29, 2010
The Greates Places To Live the West
What is a home? A state of mind? A front-porch view? A couple of acres to call your own? According to the April/May 2010 issue of American Cowboy, Flagstaff, Arizona has what you are looking for. American Cowboy wrote that whether you are retiring, relocating, or looking for room to grow, Flagstaff has the Old West charm, open rangeland, and outdoor activities that come together like nowhere else.American Cowboy also states that Flagstaff's historic downtown tells the story and legacy of pioneer ranchers, railroad builders, and lumberman. Surrounded by natural wonders, scenic history, and Old West and Native American treasures, the city is also a short drive from the Grand Canyon, Sedona's Red Rocks, and the San Francisco Peaks.Population 58,514Average Home Price $350,000Average Land Price $90,000
Tuesday, March 23, 2010
Early Warning Signs of Foreclosure
- Credit card debt out of control (Maxed out cards). Paying the minimum amount due.
- Paying for necessities with credit cards (groceries, utilities, etc).
- Cannot meet monthly financial obligations (choosing which bills to pay).
- Borrowing from friends and family.
- Loss of employment, or reduction in hours or wages.
- Major illness which can cause loss of work and an increase in health expenses.
- Divorce, separation or other traumatic family or personal situations.
- Death of a spouse or significant other.
- Cannot pay the new Adjusted Payment on the ARM mortgage loan.
- Major unbudgeted maintenance expense.
- Excessive debt is the number-one cause of financial collapse and foreclosure.
Avoiding Foreclosure Checklist Homeowners' Options - Bring your loan current and maintain regular payments in a timely manner.
- Work out a repayment plan.
- Refinance your home with better rates and terms.
- Modify your current loan with your Lender.
- Rent your home and make the mortgage payments to your Lender.
- Sell your home and pay off the loan amount due.
- Borrow money from a relative or friend to bring your payments current.
- Get protection under the Service Members Civil Relief Act (SMCRA).
- Enter into a Deed In Lieu of Foreclosure or "friendly foreclosure."
- File for Bankruptcy protection to stall the foreclosure process.
- Sell your home in a "short sale" if the Lender will accept a discounted payoff for the outstanding mortgage due.
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